When Jen was denied a mortgage for a conventional home, she didn’t give up on her dream of creating a comfortable and secure space for herself and her two children. Instead, she took an unconventional path—one that required bold thinking and an incredible amount of determination. Rather than settling for less or waiting for approval that might never come, Jen decided to build a home that would float—literally. She designed and constructed a beautiful, functional houseboat from the ground up, a decision that has changed her family’s life in the most inspiring way.
Her floating home, which she now shares with her kids, is more than just a shelter; it’s a symbol of resourcefulness, creativity, and the power of perseverance. The houseboat features three bedrooms, which is unusual for floating homes, along with a full kitchen and a bathroom. To top it off, quite literally, is an open rooftop area that serves as an outdoor retreat where Jen practices yoga and enjoys the peaceful atmosphere. Having lived on the boat for over three years now, she has embraced this lifestyle wholeheartedly, and the journey that brought her here is just as remarkable as the house itself.
Building a three-bedroom houseboat was no easy task, especially since models like that aren’t exactly easy to come by. So Jen took charge and designed one herself, down to the smallest details. She prioritized giving each of her children their own space, knowing how important privacy and comfort are for a growing family.
She carefully planned every inch of the layout, from where the windows should be placed to how the rooms should be arranged to make the most of the limited space. It was important to her that the home didn’t just float—it had to function well for day-to-day living. The actual construction of the boat moved surprisingly fast. The steel frame was completed in just seven weeks, and the interior was finished within ten more. In total, the entire build took just 17 weeks—a relatively short time considering the custom nature of the project. The steel frame cost Jen around $87,000, and she invested another $10,000 to finish the inside, giving it a warm and cozy feel that reflects her personality and her family’s lifestyle.
She chose her materials and furnishings carefully, making sure everything was both practical and inviting. For the kitchen, Jen went with an IKEA setup that offered plenty of counter space and functionality without breaking the bank. The living room serves double duty—not only is it the heart of the home, but it’s also where Jen works as a massage and therapy practitioner. She sees clients from the comfort of her own home, showing just how adaptable her space really is. One thing you won’t find in Jen’s houseboat is a television. Instead, her kids spend their free time reading and exploring the natural beauty around them. With the calming water as their backyard and large, comfy beds in the living room, the family often relaxes together while watching sunsets over the water—a daily moment of peace that many dream of but rarely experience. Jen’s story is a powerful reminder of what’s possible when someone refuses to accept limitations. Faced with a financial roadblock, she didn’t stop. She thought outside the box—or in this case, off the land—and created something truly unique. Her floating home is not just a place to live; it’s a reflection of her determination to provide a meaningful life for her family on her own terms. In a world where housing often feels out of reach for many, Jen’s journey stands as proof that alternatives do exist, and with vision, effort, and a bit of courage, a dream home can be built—even if it floats.
